Derangedcow

Just debts must be paid. The debtor is liable with all his property, present and future, for the fulfillment of his obligations, subject to the exemptions provided by law. Almost everyone is a debtor. Debtors outnumber creditors by a mile. Even creditors are also debtors in many instances. We borrow money from others to pay for our needs in life.
These obligations must be settled. Consumers should not dodge the bills they rightfully owe. If consumers fail to meet these debts, society will pay for them because banks, mortgage companies and creditors will raise their rates as their way of making up for their losses. However, some experts suggest that people should foresee dilemmas and confront them without fear, guilt or emotion. Decisions based on these intense feelings will trigger financial catastrophes from which few are able to recover. Predators are familiar with this and they will capitalize on the emotions of
fear and guilt to get what they want.